Purpose
A precise explanation of what the capital will fund and what business or investment outcome it is expected to create.
$100K–$20M+
Growth Through Acquisition
Business Acquisition Financing
Acquisition financing helps buyers purchase profitable companies, consolidate ownership, execute rollups, or expand into new markets with a capital structure aligned to cash flow and transition risk.
Capital Range$100K–$20M+
Typical Term12 months–10 years
Review SpeedDeal-ready underwriting
Private Review StandardCapital for buying businesses, partner buyouts, and strategic expansion.
Every request is framed around use of funds, repayment strength, collateral, timing, and the cleanest available funding path.
Loan Strategy
What it is
Business acquisition capital with a private-equity feel. We help buyers show why the target is worth financing: financial history, seller participation, buyer experience, collateral, transition plan, and post-close working capital needs.
Capital for buying businesses, partner buyouts, and strategic expansion.
Private capital access, direct guidance, and lender-ready structuring — so your request is presented with the strength and clarity serious funding sources expect.
Core Features
- Business purchase, partner buyout, management buyout, and rollup financing scenarios
- Potential coordination with seller notes, buyer equity, SBA paths, term debt, or working capital add-ons
- Review centered on target cash flow, debt service, buyer strength, and transition plan
- Useful for operators acquiring competitors, new locations, or complementary businesses
- Designed to capture both the purchase request and the integration story
Eligible Uses
What it’s used for
Here is what this capital can support, how a request is typically reviewed, and the details that help move your deal forward faster.
Acquire an existing profitable business
Buy out a partner or retiring owner
Roll up multiple small companies into one platform
Add working capital to support the post-close transition
Finance expansion through acquisition instead of organic growth only
What Strengthens the Request
The details that help a capital source understand the opportunity.
A lender-ready request does more than name a loan amount. It connects the purpose, repayment path, borrower experience, supporting numbers, and decision timeline into one credible story.
Repayment
A clear source of repayment supported by business cash flow, property income, refinance, sale proceeds, or another realistic exit.
Support
Financial statements, bank activity, contracts, collateral, experience, and third-party documents that validate the request.
Timing
An honest deadline with enough information to separate immediate needs from avoidable urgency and select an appropriate product.
Deal Positioning
How It Is Structured
Here is what this capital can support, how a request is typically reviewed, and the details that help move your deal forward faster.
Strategem Capital Standard
Private Review Standard
Private capital access, direct guidance, and lender-ready structuring — so your request is presented with the strength and clarity serious funding sources expect.
- 01
Strong packages include historical financials, purchase agreement, buyer resume, equity injection, and transition plan
- 02
Lender comfort increases when seller support, collateral, and post-close cash flow are clear
- 03
Capital stack may include term debt, SBA, seller financing, investor equity, or working capital
- 04
The page encourages buyers to explain deal logic, not just purchase price
From Review to Closing
A structured capital process with clear next steps.
The exact sequence varies by product, but qualified requests generally move through the same core stages.
Initial fit review
We evaluate the request, amount, use of funds, timing, collateral, cash flow, experience, and likely financing lane.
Package and positioning
The opportunity is organized into a lender-ready presentation with the most relevant supporting documents and explanations.
Capital-source diligence
The lender or funding partner reviews the file, requests clarification, confirms conditions, and issues available terms when appropriate.
Conditions and funding
Final documents, third-party reports, verification, legal items, and closing conditions are completed before funds are released.
Best Fit For
- Buyers acquiring profitable operating companies
- Owners consolidating ownership through a partner buyout
- Operators expanding into new markets or verticals
- Sponsors seeking capital stack guidance
- Borrowers with a clear acquisition plan and documented target performance
Helpful Starting Details
- Letter of intent, purchase agreement, or deal summary
- Target company financials and tax returns if available
- Buyer resume, ownership structure, and equity contribution
- Seller note terms or transition support if applicable
- Post-close working capital needs and integration plan
Before You Apply
Important questions about this financing path.
Use these answers as a starting point. Final eligibility, pricing, leverage, documentation, and timing depend on the complete request and the reviewing capital source.
How is the final loan amount determined?
The final amount depends on product limits, cash flow, collateral value, purchase or project costs, borrower strength, existing obligations, and lender policy.
Will the lowest advertised rate apply to every borrower?
No. Pricing varies by risk, leverage, credit, financial performance, collateral, documentation, term, market conditions, and the capital source selected.
Can an incomplete request still be reviewed?
An initial conversation can begin with limited information, but stronger documentation produces clearer feedback and reduces delays once the request moves into underwriting.
What is the best first step?
Submit the requested amount, exact use of funds, timing, revenue or NOI, collateral details, ownership information, and a concise explanation of the opportunity.
Funding Request
Start the Business Acquisition Financing review.
Submit the core deal details so Strategem Capital can understand the opportunity, the timeline, the use of funds, and the likely structure — then move quickly toward the right funding option.
Suggested documents:
Letter of intent, purchase agreement, or deal summary · Target company financials and tax returns if available · Buyer resume, ownership structure, and equity contribution · Seller note terms or transition support if applicable · Post-close working capital needs and integration plan
Private Funding Request
Secure commercial-capital intake